The disconnect underscores how workers need to educate themselves more about what to expect in retirement to help them better prepare for the future.
Worker expectations over when they will retire, whether they will work in retirement, and what role Social Security and Medicare will play in their lives differ quite markedly from the experience of retirees now, according to aby the Employee Benefit Research Institute and Greenwald Research that polled 1,320 workers and 1,217 retirees online in January.
One in three workers expect to retire at 70 or beyond or not at all, while only a slim 6% of retirees report that came true. A little less than 1 in 3 say they will retire before age 65. Another third retired earlier than expected because they were laid off or their company had a reorganization, leaving them searching for a new job near retirement age, he added.
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