We asked 5 money experts how they manage their credit cards with their spouses — here are their best tips.
her spouse until he paid off his $19,000 in credit card debt) and try to use credit cautiously.
But the couple's last large expenses — a kitchen renovation including new home appliances and a trip abroad — have made them think more carefully about how to use credit. For things like household purchases, they like to only use one card at a time. "When there's a big purchase, we decide whose card we'll use and get the money to the account to help pay it off," Stevens tells CNBC Select. To help cover the cost for redoing their kitchen floor, buying a new washer, dryer and refrigerator, and traveling to Ghana , they used aHere are the two rules that Stevens and her spouse follow when using credit cards:speak openly about credit card debt and plan ahead together.
, and more about ensuring they have enough money between the two of them to pay off a big purchase so they're not carrying a large balance month to month.Both Stevens and her spouse have a cautious, yet calculated, approach to using credit. For Stevens' spouse, he keeps his
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