A State Pension claim from the DWP does not end automatically when a loved one dies.
The State Pension currently provides a regular income for nearly 12.7 million older people across Great Britain, including more than one million living in Scotland. The payment is administered by the Department for Work and Pensions to those who have reached the UK Government’s eligible retirement age - now 66 for both men and women - and have paid at least 10 years' worth of National Insurance contributions.
But what happens to State Pension payments when someone dies? It's a difficult topic and not one anyone would choose to think about, but knowing what will happen could help you or a family member. Below is a quick overview of what you need to know. It may be that they can increase their Basic State Pension by using the deceased’s qualifying years if they do not already get the full amount.
This is if that person dies after reaching State Pension age, and only if the State Pension had not been claimed. In this circumstance, the estate can claim up to three months of the Basic State Pension. Inheritance: New State Pension It may be that a person is able to inherit an extra payment on top of their new State Pension if they are widowed.
Inheriting a protected payment A person will inherit half of their partner’s protected payment if their marriage or civil partnership with them began before April 6, 2016, and:
Retirement DWP Pensions Personal Finance Money Worries
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