Here are some money, career, and life advice for the graduating class of 2020:
on everyday purchases. Some people have made a hobby out of maximizing their credit card reward points to travel the world for free, sometimes in luxury. Credit cards can give you some extra time to pay for a major purchase. For example, if you wanted to buy a new TV or pay for a vacation, you could buy it today with your credit card, and then pay it off next month when your credit card bill is due. Or you can even take advantage of aCredit card debt can grow very quickly.
studied young boomers, it found they were likely to have 12 or more jobs between the ages of 18 and 52, and Millennials are already getting their own reputation for changing jobs frequently. With longer life expectancies, the traditional retirement age of 65 may or may not apply. Also, with the speed of technological change, several jobs you may have later in your career do not even exist yet.
, and, if not, you should consider opening your own individual retirement account . Compounding interest means that the longer you let your retirement savings grow, the bigger your nest egg will get. , you should still save for retirement every month, while paying down other debts. Why? Again, it comes down to compounding returns. Beginning to save for retirement just a few years earlier can have an exponential impact on the growth of your retirement savings over the long term.
There’s an old saying that “money can’t buy happiness,” and it’s true; once you make enough money to be comfortable, additional money doesn’t always make you feel better. No matter how much money you make, keep searching for meaning and building authentic connections, throughout your life. The big buzzword of the business world for the next few years is likely to be resilience, along with reinvention.
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