Children are earning $1,500 a year in allowances, but won't save
Open a bank account with your child so they see where their money ends up.
"It's really hard for someone to be like 'here's $10 for your allowance,' then take it back to put it into savings," Almonte said. "As a kid, you're like 'where did my money go?" Cristina Guglielmetti, a certified financial planner and founder of Future Perfect Planning in New York, does this with her 9-year-old son.
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