Young Black Americans report that medical debt is impacting their financial health and nearly one in five Black millennials (19%) report that paying for health care is their biggest retirement stressor.
Black millennials report carrying substantially more medical debt compared to other generations. Of those respondents who could estimate their medical debt, Black millennials self-reported they have on average $11,469 in medical debt. That’s four times higher than Black Gen Xers and ten times more than Black baby boomers .
More than a third of Black millennials have skipped or delayed getting care to save on medical expenses, compared to just 19% of Black Gen Xers and 13% of Black baby boomers. Of the Black millennials negatively impacted by financial stress, 40% say it has impacted their relationships and 20% say it impacted their overall health.
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