Here’s what is standing between you and your money goals, according to a financial therapist. investinyou (In partnership with acorns.)
Change is hard, Klontz says, and living in the here-and-now is how we are genetically set up. "It's why we were able to survive as a species," he said. "We're wired to keep things the way they are. It's called the status quo bias."
"Social media is having a huge impact on what we believe we do with and what we should do with money," he said. "As a matter of fact, if you want to become wealthy, if you want to improve your financial health, you need to save," Klontz said. "You actually need to spend less — and all the research has shown that's how people become wealthy."Make an effort to get excited about why you're saving. Klontz says this will give you the motivation you need to take action. Then, automate a savings plan.
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