Some agree that the Malaysian EPF monies should not be touched until retirement age, much like Singapore's CPF.
, special allocations for those who had lost their jobs, and income relief and special grocery vouchers for lower-income households.
"The EPF has over 15 million members, but only 7.69 million members are active. And now, about 6.1 million members have less than RM10,000 in savings, while 3.1 million have only RM1,000 in balance. Prof Barjoyai explained that such an approach would not necessarily involve the "lent sum" going into the accounts of individual contributors. But it would, nevertheless, allow them to earn dividends.
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