The Fierros were trapped in a situation that more and more Americans find themselves in: They are “functionally uninsured.” They have insurance but their...
each year who do so. Many of them are fleeing expensive care in the U.S., even with health insurance.
In Mexicali, a mile from La Chinesca, where the family doctors have their modest offices, are medical facilities that rival those in the United States. The facilities have international certification and are considered expensive, but they are still cheaper than hospitals in the U.S.Both Blue Cross Blue Shield of Texas and Yuma Regional Medical Center declined to discuss the Fierros’ bills with KHN, even though Jesús Sr. and Claudia gave written permission for them to do so.
“We pay $1,000 premium monthly for our employment-based insurance,” added Jesús. “We should not have to live with this stress.”Be aware that your deductible “meter” starts over every year and that virtually any emergency care can generate a bill in the thousands of dollars and may leave you owing most of your deductible and out-of-pocket maximum.
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