What this expert with an 842 credit score would do if she had to start over with no money and bad credit.
But it took a lot of discipline to get there. As a single mother with three children and large student loan payments, Tayne lived off a limited budget as she worked to get her career off the ground. She was slowly able to chip away at her debt and, over time, was able to reduce her balance.how she struggled to get out of debt in her 20s, and what she would do if she had to start over again with no money and bad credit.
"I knew that I couldn't be hard on myself during that time since I was building my career and raising my family and doing everything I could to plan for a debt-free future," she says. Tayne's federal student loans ended up going into default as well, but once she started making more money, she was able to work with the loan provider to set up a repayment plan. Her second job was working as in-house counsel to a national debt resolution company, which provided a higher salary than her former job in public defense. She made a plan to focus on building a career so she could afford to pay off her debt.
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