Hello, We’ve read with interest on your advice columns, and we especially appreciate the effort and detail put into the responses. My wife and I are in a bit of a dilemma. We live in a 3-room HDB flat in Clementi Ridges which we bought for close to $400k. Our MOP is up in April this year. We’re in our...
Drawing from the Property Price Index in the different regions, we can see that prices in the RCR and OCR have appreciated significantly more than in the CCR in recent years. We do expect that prices in the CCR will eventually right themselves and the growth rate will catch up. We have recently also written a piece about the narrowing gap between prices of new RCR and CCR projects, which you can read here.
Given that you currently own a flat, which we assume is under both your names, and have an outstanding housing loan, there are several things to take into consideration when purchasing a second property.When purchasing your first property, depending on your income, you may be eligible to loan up to a maximum of 75 per cent of the property value .
The latest Basic Retirement Sum if you have at least one property bought using CPF or the property that you are buying can cover you till age 95** If you subsequently sell the property that can cover you till age 95, you will need to set aside the FRS instead. Also, the maximum amount of CPF that can be used for your second property depends on whether the remaining lease of this property can cover the youngest owner up to the age of 95.Let’s say you were to purchase a second property at $1 million for the sake of simple calculations:
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Phishing scam: Posters with fake QR code put up at HDB blocks in Bukit BatokSINGAPORE — A phishing scam using a fake QR code that resembles the Municipal Services Office (MSO)'s QR code was discovered by Bukit Batok's Residents' Committees. The OneService Lite QR code, when scanned, links to the OneService website, where users can submit feedback or complaints on municipal issues via one portal, instead of contacting various government agencies or town councils....
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Phishing scam involving fake QR code found on posters put up in Bukit Batok HDB blocksWhen scanned, users are directed to a fake feedback form which asks for their personal information. Read more at straitstimes.com.
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Over 20,000 HDB flats built in 2022, the highest number in past five yearsAmong the housing projects completed in 2022 were ones that were delayed, such as Senja Heights. Read more at straitstimes.com.
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Over 20,000 HDB flats built in 2022, the most number in past five yearsSINGAPORE -With the construction industry on the recovery path, more than 20,000 HDB flats were completed in 2022, the highest number in the last five years. Read more at straitstimes.com.
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Average Cost of Renting HDB Flat in Singapore - Singapore NewsHere’s a look at how much HDB flat rents are going for, according to the latest report on HDB median rents by town and flat type.
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'Dangerous' car owner? Driver called out for using danger sign to chope Pasir Ris HDB parking lotIf you've ever wanted a private parking lot to yourself, this driver has a solution — but we wouldn't recommend it unless you wish to earn the ire of fellow motorists. In a post to the SGRV Admin Facebook group today (Jan 21), one disgruntled Facebook user shared images of a driver using a 'danger, keep out' sign to chope...
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