There’s still time to reduce your 2021 tax bill or boost your refund with these moves. Here’s what to know, according to financial experts.
If you participate in a workplace retirement plan and make too much money for a regular IRA deduction, you may still qualify for a write-off forYour spouse may deposit money into their own IRA based on your earnings, even if they don't work outside of the home, Haas from Cereus Financial Advisors explained.
These accounts offer three distinct tax breaks: a write-off for contributions, tax-free growth and no levies on withdrawals for qualified medical expenses. While individual health plans allow a deposit up to $3,600 for 2021, family coverage permits up to $7,200.It's easy to see the appeal of a lower tax bill, but some experts urge clients to consider the long-term cost.
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