Research by Equifax shows that 49 per cent of students and graduates said the prospect of taking out student debt made them reconsider whether to go to university
Student accounts with big overdrafts may be enticing but borrowers will need to pay back what they owe after graduation.Don’t spend because others are. Know your incomings and outgoings and live within your means.If students do take out a credit card or buy now, pay later account, it is vital that they stick to the repayment schedule. Missed payments can stay on your credit file for six years. The same is true for utility bills – pay them on time to avoid bad marks on your credit score.
“In turn, our research has shown these worries mean that graduates are ending up more anxious about managing their money than peers who didn’t go to university. Prospective students will be seeing these facts and asking themselves if university really is all that when it comes to future financial security.
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