One simple way to save money? Try using envelopes. (via CNBCMakeIt)
Lowry got paid in cash whenever she babysat, and got tips working at Starbucks. Instead of putting the money in a bank account, she deposited into envelopes. She split her budget into four categories and marked an envelope for each:"Every time I came home from either of those jobs, I would usually put 50% into 'rent,' 25% into 'money for Anna,' and then 25% into 'savings,'" she said.
"I think it's incredibly helpful to look into your rent envelope and see, 'Hey, it's half way through the month, but I still need $300,'" she said. "Or to look into your savings envelope and think, 'Wow, in the last three months I've saved $200.' Especially when you're in a stage in your life where every penny counts.
"It's the exact same system, just digital," she explained, noting that many banks will allow you to open multiple accounts. You can automate contributions from your paycheck to a savings account, which makes saving easy, according to the the blogger. "When I'm logging into my checking, which I do a little more frequently than savings, I'm not seeing my savings there, so I'm not tempted to pull money out," Lowry said.While Lowry achieved her financial goals, there is one thing she regrets: Not putting enough in her "fun fund."
"I'm thankful I had that experience, but I'm also now trying to be a little bit better about finding balance in my life and saying yes sometimes and not solely always focusing on making money," Lowry said.
日本 最新ニュース, 日本 見出し
Similar News:他のニュース ソースから収集した、これに似たニュース記事を読むこともできます。
From Instacart to Amazon, here's who's hiring amid COVID-19Industries that are increasing their hiring demand include those in public health, with new jobs like contact tracing emerging.
続きを読む »
Six Simple Ways White Women Can Be Feminist Allies to Black CommunitiesNot only is Black History Month the shortest month of the year (seriously!?), but Black women are regularly left out of big conversations and decisions, and their achievements are overlooked. However, white women allies can be co-conspirators to disrupt this trend—allies in ensuring Black women are equally recognized during Black History Month, Women’s History Month and every damn day of the year. According to a recent Reuters/Ipsos poll, just 40 percent of white people and 25 percent of people of color have a close friend of another race. Thus, we—a Black woman and a white woman, colleagues, friends, feminists—have been reflecting on how white
続きを読む »
The Batch Lady releases surprise new book - and it will change your meal planning foreverThe Batch Lady aka Suzanne Mulholland spoke to HELLO! about her new Batch Lady Planner book, featuring freezer hacks, money saving tips and recipes
続きを読む »
Seth Rogen Did Not Hold Back While Replying To Anyone Who Commented “All Lives Matter” On His Instagram PostSimple and good.
続きを読む »