If you don't want to use physical cash to save, there is a digital method
While people recover from the financial pinch over the festive period, many are looking for ways they can start saving money again. The envelope challenge can help you save over £5k in less than a year.READ MORE: The 1p challenge backed by Martin Lewis will save you more than £600 before next ChristmasBasically, you will need 100 envelopes numbered 1-100.
However, if this is not a realistic goal for you, you cut back to 50 envelopes, lowering your savings goal to £1,275.The aim is to hit the 5k in less than a year - if you pull two envelopes a week, you will have completed the challenge in 50 weeks. Video Loading Video Unavailable Click to play Tap to play The video will auto-play soon8Cancel Play now If some weeks you’re afraid to pull two high envelopes, people who have taken part in the challenge have recommended splitting the envelopes into two piles. If you split them from 1-50 and 51-100, you can choose if you’d rather select an envelope with a lower or higher value.
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