Take these 6 financial steps if you get laid off. (via CNBCMakeIt)
, you will want to take immediate action to shore up your financial life. Here are 6 steps to prioritize, according to financial experts.The federal government is not only allowing states to expand eligibility for unemployment benefits to workers affected by coronavirus shutdowns, but it has also added $1 billion for claims processing and passed legislation that extends benefits to independent contractors and self-employed workers.
So if you're laid off or have your hours significantly reduced, the very first thing you should do is apply for unemployment. In this emergency, I would not discourage anyone from trying to apply for benefits, even if they wouldn't have applied before."In this emergency, I would not discourage anyone from trying to apply for benefits, even if they wouldn't have applied before," Michele Evermore, senior policy analyst for the National Employment Law Project, toldAnd file as soon as you can, Evermore urges, even if you don't think you qualify.
To apply, you'll need personal financial information on hand, including your Social Security number, reason for leaving your job and bank account information. You can use the Department of Labor'sWith so many people applying, it may take a while for you to be approved but don't get discouraged. If you are denied, you can appeal, and you should. With the response to coronavirus constantly changing, your eligibility may change, too.
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