Some student loan experts say President Joe Biden’s $10,000 debt forgiveness plan isn’t enough specifically for Black borrowers. Here’s why.
of that survey's data found that 30% of white households could give their children a $195,000 inheritance, while only 10% of Black households could afford $100,000 — a much smaller figure.
Both Jefferson and Washington say they're concerned about their ability to buy houses, start families and invest long-term. And because their loan payments have been deferred since 2020, they don't exactly know what they'll do when payments resume on January 1, 2023. The student loan debt that Black borrowers are racking up could even be shrinking — or eliminating — the Black middle class, by perpetuating a cycle of stagnating or depleting wealth and leaving people with less ability to fund their children's higher educations.
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