Here’s how to be kind to yourself during the cost of living crisis.
and other financial habits don’t start to exclude or alienate women and non-binary people who are struggling simply to make ends meet.
The feeling of having failed to save was demoralising and undermined my financial confidence. It made me feel as though I would never be a successful saver, as though there was just something wrong with the way I was doing things, rather than that my income was spread too thinly across lots of different essential costs.
Similarly, you might have been waiting for a pay rise or promotion that would finally give you a bit of spare cash to put aside, but now that time has come, the extra is being eaten up by your utility bills. It’s gutting.
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