And help pay for unexpected costs
Low-income families could be in line for an extra cash boost they may not even know they can apply for – worth up to £812. The Department for Work and Pensions makes one-off payments to certain households who are struggling to pay for essentials, through a one-off interest-free loan.
Instead, people on Universal Credit can apply for a Budgeting Advance – we’ve explained the difference below. It’s interest-free, which means you’ll only have to pay back what you borrow. You’ll normally have to repay the loan within two years. The Budgeting Advance is an interest-free loan you can apply for if you’re getting Universal Credit, rather than for anyone on the above benefits.The amounts you’ll get are the same as the Budgeting Loan and will be repaid via your Universal Credit benefit.
‘To help make such loans more affordable, I’ve decided to increase the repayment period from 12 months to 24 months.’Martin Lewis’ 3 step guide that could save hundreds on your phone bill But when is the best time to go yellow sticker shopping? Well… yellow stickers are available nearly all day every day in its designated sections, but the amount it’s reduced goes up the closer it gets to the end of the day.
For example, if you’re looking for cotton buds, both the beauty aisle and baby aisle have them, despite them being the same item. The world foods aisle item works out at 8.5p per 10g. The Schwartz item works out at 54p per 10g – a huge 6x more expensive gram for gram! This can happen for a number of reasons, but most likely, because supermarket discounts and sales are so random, it means that smaller sizes can be reduced in price, while the ‘value packs’ are still at full price.
Those trusty ‘price per 100g’ stickers have absolutely no meaning too, when supermarkets decide to price some loose items for each one you buy, rather than by weight. So it’s important to have a look at the pricing of both loose and pre packaged fruit and vegetables to find the best deal. Once downloaded and signed up, you’ll get a QR code, that you can scan in airports in many major holiday destinations, and the UK.
The supermarket has relaunched its Wine Club and is asking people to apply to trial its new spring summer range, which launches in store on 18 March. How to apply to be get free wine from Aldi Aldi is looking for 30 reviewers who will be sent three bottles of wine as part go its Wine Club. ‘It helps the buying team shape wine ranges into what they are – great tasting, award-winning, delivering on both quality and price. We look forward to welcoming the next thirty Aldi Wine Club members on board.’
3. Sniff: ‘You don’t really taste wine, you smell wine – so this stage is important,’ says Sam. ‘Take short, sharp sniffs rather than breathing in deeply for a long time.’ With childcare costs rising by 7% this year, it’s no surprise that parents are having to take on extra work to make ends meet. ‘Remember, a side hustle should work to your schedule, so look at nap times, school hours and meal times and find a side hustle that matches to those elements.’
‘It’s estimated that we spend £6,000 on our firstborn, so in short, you will have a treasure trove of stuff that you could sell.’ 2. Sell items other people don’t need Already a whizz on Vinted, eBay and Marketplace? Why not set yourself to sell other people’s items for them?You can start with friends and family — either buy a bundle of clothing from them, to sell on or if you don’t want an initial financial outlay, make an arrangement with them where you sell for them and give them the money minus 20%.According to research by confused.com, Brits could earn up to £4,000 a month renting out items that belong to them.
‘A lawnmower could get you £15 a day. We only use them two times a month maybe, so make it work for its money the other 29 days!’‘For some administrative roles, you don’t need experience or additional skills, and if you do have some, then you could secure you a higher fee per hour. 5. Take part in online focus groups and surveys Companies pay people to take part in focus groups or complete surveys.
6. Rent out your driveway If you have a driveway that you don’t use, you could be sitting on a goldmine! We’ve launched a brand new Netmums Test & Review site, your one-stop destination for honest, real parent product reviews.And we want YOU to join our product testing club. Some council’s still have money left from the current round of funding, while others are waiting to see how much they will be allocated in the extended round.
What help can I get? Bromley Council is to give out £200 in the form of a virtual payment card to eligible applicants, which can be used for online or over-the-phone payments. Those who have previously received help through the council since June 2023 will not be eligible for help this time round, but anyone who benefitted from the support before 1 April 2023 can apply for the help, provided they meet the eligibility criteria.Am I eligible?You’ll also need to be experiencing one or more of the following :
It was initially introduced in 2021, with the DWP allocating £842 million of help to local councils this tax year. Other councils will be waiting to see how much of the £500m funding they will receive, before announcing how they will help their residents between now and September.If your local council is not here, check with your local authority to see what help might be available to you.
If there are ways to save money on family days out, we are all ears, so when we saw one mum sharing a cinema trip money-saving hack, we got excited. Casey Major-Bunce, who posts on Intagram and TikTok as Major Mum Hacks, revealed a genius way to stop her children nagging her to buy them hot food at the cinema.
‘Add a sprinkle of normal cheddar cheese or Red Leicester, mix together, then add in the microwave for a further 15 seconds,’ she advises, before adding that she puts the cheese sauce into a food thermos flask to keep warm. But some weren’t keen, with one person saying, ‘I’m all for taking in my own bag of minstrels but hotdog?! What’s next? Roast dinner?’
In a three-step guide, the financial journalist told viewers how to switch phone network providers before prices rise, to keep your prices low while sticking to a speedy network. If you haven’t changed anything for two years, for example, switched provider or got a device upgrade, you’re ‘likely one of 14 million out of contract’ and could be paying far more than you need to be, Martin explained.
‘What about my signal?’ Martin said: ‘Lots of people say to me “I won’t switch ’cause I’m worried about my signal” … There are only four networks in the UK, the rest are piggyback networks.’For example, Tesco Mobile and GiffGaff both use O2’s network and Tesco and GiffGaff will be just as fast as O2.The email read: ‘Thank you Martin Lewis for the information on your show about monthly mobile phone payments.
It means a lone parent aged 18 or over on Income Support could get an extra payout of £169.60, while a couple who are both aged 18 or over would get an extra £266.60 over the two-week period. ‘The DWP aims to send migration notices to these households – around 440,000 in total – by September 2024.’Claimants will be sent a letter asking them to apply for Universal Credit and giving them a date to apply by .
However, Working Tax Credit and Child Tax Credit are both paid by HMRC, not DWP, and anyone on these benefits won’t be paid the extra cash. What is Universal Credit? Universal Credit is an all-in-one government benefit to help with living costs. Lutfur Rahman, executive mayor of Tower Hamlets said: ‘We are doing all that we can to help ease the burden of the cost of living crisis.
He added: ‘For some families, the financial pressures are immense and we want to make sure this funding gets to those who need it – some of whom will not be getting any other support.’Initially introduced in 2021, the government allocated £842 million worth of help to local councils, to spend on their residents.
In North Yorkshire Council you could get vouchers worth £450 to be used at Sainsbury’s, Aldi, Morrisons and more.West Sussex County Council is providing supermarket vouchers in varying amounts. This follows campaigns from local councils and charities to extend the Fund and continue to help families who need it most.
‘Managed migration’ aims to to streamline benefits, replacing ‘legacy benefits’ with Universal Credit. ‘The DWP aims to send migration notices to these households – around 440,000 in total – by September 2024.’What is a migration notice? This is a letter you’ll receive from the government telling you to move from your legacy benefit over to Universal Credit.
Managed migration, also referred to as ‘Move to UC’ by the DWP, started in April 2023 and followed a successful pilot in Harrogate, Yorkshire, in July 2019. On the Gov.uk website, the DWP warns: ‘You need to move to Universal Credit if you’ve received a Migration Notice, as one or more of your benefits will be ending soon.’
Martin Lewis has warned account holders of one high street bank to ‘ditch’ their accounts and switch to something better, after customers were sent an email telling them their savings rate was about to be cut. The Money Saving Expert told Santander customers it was time to change to an alternative savings account, after previously praising the bank’s fantastic offer.
Telling them to ‘ditch and switch’ their savings in favour of an alternative account, Martin explained: ‘Your account has a variable interest rate which means it can go up and down. We’re reducing the interest rate because of expected changes in the interest rates we receive. The benefit of an easy access savings account, Money Saving Expert adds, is that you can withdraw cash from these accounts whenever you want, which is especially useful if you need to dip into them regularly.
Current offers include NatWest and the Royal Bank of Scotland, who are both offering up to £200 free cash to anyone who switches to one of their current accounts.New study reveals money ‘confidence gap’ among women
日本 最新ニュース, 日本 見出し
Similar News:他のニュース ソースから収集した、これに似たニュース記事を読むこともできます。
DWP loans of £812 for people on Universal Credit can repaid over two yearsBudgeting Advance loans taken out from December 2023 onwards can now be repaid over 24 months.
続きを読む »
I'm struggling to get by as my parents spend my inheritance travelling'My inheritance is currently being drunk through a straw in a coconut in the Caribbean.'
続きを読む »
I'm struggling to get by as my parents spend my inheritance travelling'My inheritance is currently being drunk through a straw in a coconut in the Caribbean.'
続きを読む »
Families struggling with bills to get £200 Cost of Living paymentNetmums is the UK's biggest parenting website offering local info, expert parenting advice, chat, competitions, recipes and friendly support
続きを読む »
Liam Lawson ‘absolutely’ ready as clear Red Bull warning sent to struggling Daniel Ricciardo'Red Bull is pretty cut-throat...'
続きを読む »
Fridolina Rolfo’s injury diary: ‘I needed help the whole time, I was struggling mentally’Barcelona's star forward charts her journey back to full fitness after a knee injury that kept her out for six months
続きを読む »