Social Security has quietly crossed yet another financial Rubicon of systemic decay

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Social Security has quietly crossed yet another financial Rubicon of systemic decay
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OPINION: The cost of grandfathering the benefits of existing retirees now costs more for future retirees than doing nothing and eventually cutting all benefits, Brenton Smith writes.

Social Security would need to cut benefits across the board by 22% when it hits insolvency in 2034, according to the latest trustees report. An earlier version gave it as 24%. There was no error in the table.

The only material question remaining is for whom this bell tolls. In the words of Donne, it tolls for thee. We are the people over whom so many hands have been wrung over the past few decades as Congress has pursued a path of wait-and-see politics. According to the Social Security Administration, an average 77-year-old woman expects to outlive the system’s ability to pay its bills in full. That fact should elicit some action from Congress, but lawmakers do not appear to have even noticed.

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