Those who made payments or paid off their federally held student loans during the interest-free forbearance are eligible for refunds. Here’s what you should know before requesting one.
Hundreds of thousands of borrowers made payments on their federal student loans since forbearance began in March 2020, taking advantage of the opportunity to pay down their balances.
Private student loan payments aren't included. Neither are payments made on some FFELP or Perkins loans. Buchanan says that because full details of the loan cancellation program have not yet been released, borrowers can’t be sure they’ll actually benefit from getting a refund on payments made at 0% interest.
He advises borrowers to sign up for updates with the Education Department for official information on when to request a refund — and whether it will even be beneficial.
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