Americans hold more than $1.5 trillion in federal student loans—and whether or not to cancel all that debt is a hot-button issue
A debate between a proponent who says the government should fix the debt crisis it created, and an opponent who says high repayments rates suggest the program is working for mostIt isn’t surprising that college debt is a hot-button issue in the U.S.: Americans collectively hold more than $1.5 trillion in federal student loans, making it the second-largest category of consumer debt, behind only mortgage debt.
Among the approximately 43 million student-loan borrowers in the U.S., almost 60% owe $20,000 or less, while about 25% owe $40,000 or more, according to Education Department data. Borrowers who graduated with bachelor’s degrees in 2018 left school owing an average of about $29,000, according to...
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