Mortgage application volume rose 2.7% last week compared with the previous week, according to the Mortgage Bankers Association.
Thursday saw the sharpest one-day drop in the average rate on the 30-year fixed mortgage since daily record-keeping began in 2009.
A home for sale in the Mission Hills area of Los Angeles Tuesday, Oct. 11, 2022 in Mission Hills, CA.Mortgage application volume rose 2.7% last week compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index. An additional adjustment was made for the Veteran's Day holiday.
On a weekly average, the rate on the 30-year fixed-rate mortgages with conforming loan balances decreased to 6.9% from 7.14%, with points decreasing to 0.56 from 0.77 for loans with a 20% down payment. Applications to refinance a home loan fell 2% for the week and were 88% lower than the same week one year ago. The rate drop came toward the end of the week, and Friday was a federal holiday, Veteran's Day, so it is possible refinance demand has yet to react fully to the rate drop.
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