The bill has the potential to solve some of retirement problems facing American workers — including their lack of retirement readiness.
To be sure, Secure 2.0 has yet to pass the Senate, but the plan so far has garnered support from both Democrats and Republicans as well as retirement experts and advocacy groups like the American Society of Pension Professionals & Actuaries.
Under the proposal, workers would initially automatically contribute at least 3% of their wages into their employer retirement plans. Each year after that, the contribution amount would increase by 1 percentage point, capping at 10%. Employees could opt out of contributions, and current retirement plans are grandfathered in, according to a House Ways and Means Committee summary of the bill.
"When you are 50, you may still be putting kids into college, and that takes way our ability to invest into future retirement," he noted. One of the biggest changes would be to the law regarding required minimum distributions, or RMDs, which is the amount of money that retirees are mandated to withdraw each year.
日本 最新ニュース, 日本 見出し
Similar News:他のニュース ソースから収集した、これに似たニュース記事を読むこともできます。
South Carolina dominates Connecticut to secure second national championshipDestanni Henderson scores a career-high 26 points in leading the Gamecocks over UConn. Aliyah Boston is named Most Outstanding Player of Final Four.
続きを読む »
South Carolina dominates Connecticut to secure second national championshipDestanni Henderson scored a career-high in leading the Gamecocks, who dominated the offensive boards. Dawn Staley's group was No. 1 wire-to-wire.
続きを読む »
South Carolina dominates Connecticut to secure second national championshipA year that saw South Carolina go wire-to-wire at No. 1 in the Women's Basketball Coaches Poll culminated in a 64-49 victory over UConn in the national championship game.
続きを読む »
Mars crater complex shows layers of ice in stunning spacecraft photosIt's the largest known impact basin in the solar system.
続きを読む »
Social Security's Retirement Age Is Moving to 67. Some Experts Say That Could Go Even HigherWhile many people hope to retire at 62, Social Security doesn't pay full benefits until as late as age 67. That normal retirement age could get pushed even higher based on how lawmakers choose to address the program's solvency issues.
続きを読む »
Exploring the Fragile Reality of a 'Vulnerable Narcissist'Is someone in your life a vulnerable narcissist? Here are some ways to tell.
続きを読む »