Santander is offering a cash incentive for anyone who makes an important switch
Santander has issued a warning to its customers as the bank is hiking rates on its fixed rate cash ISAs. The bank has upped the interest rates but is offering £50 for anyone making the switch.
The founder and CEO of SmartSave, Andy Mielczarek outlined why savers may not be getting the benefits of the hike in interest rates.He explained: "With inflation remaining stubbornly high, the money most people have in savings is losing value in real terms." Sarah Coles at Hargreaves Lansdown says: "You tend to earn a slightly lower interest rate on a cash ISA than on the equivalent savings account.
"If, for example, you wanted to invest significant sums and take advantage of a LISA, you would need to weigh up the best possible use of this year’s ISA allowance."
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