Avoid these pitfalls to help the process go as smoothly as possible.
The goal is a process that’s as stress-free as possible Buying your first home is an experience filled with excitement, but it can also be one filled with confusing bureaucracy and decisions. From conveyancing to gazundering, there are all sorts of terms you may never have heard of before – it can be daunting. However, given this may be the most important purchase of your life, you need to ensure you get things right. Otherwise you risk losing money, time, or the place of your dreams.
Terry advises: ‘Check your credit report and confirm that all the information is correct; if you find any errors or inaccuracies, dispute them immediately, as correcting mistakes can have a big impact on your credit score. ‘Make sure your credit score isn’t be influenced by anyone else; old joint accounts with partners or flatmates can be dragging down your score if their credit score is bad, so ask for outstanding links to be broken.
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