The latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
Personal loan interest rates saw a slight increase over the last seven days for 5-year loans only. Rates for 3-year loans edged down 0.17 percentage points, while 5-year loans edged up by roughly half a percentage point. Interest rates for both loan terms remain significantly higher than they were this time last year. Still, borrowers can take advantage of interest savings with a 3- or 5-year personal loan right now.
Here are the latest trends in personal loan interest rates from the Credible marketplace, updated weekly. The chart above shows average prequalified rates for borrowers with credit scores of 720 or higher who used the Credible marketplace to select a lender. Rates on 5-year personal loans averaged 23.45%, up from 23.13% in June.
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