Along with technological developments, investing in gold products can be done digitally. However, this needs to be encouraged with education and outreach so that the public is informed.
The results of the National Financial Inclusion and Literacy Survey by the Financial Services Authority in 2022 show that the literacy rate in the financial services sector forreaches 40.75 percent with a financial inclusion rate of 11.88 percent. The gap between financial literacy and inclusion of 28.87 percent shows that knowledge of pawnshop financial service products has not been matched by their use.
as the first bank with digital gold savings to work with PT Pegadaian," he said at the launch of the OCBC NISP gold savings account, in Jakarta, Wednesday .
Senior Executive Vice President of Transformation Office at PT Pegadaian, Sahat P Pangaribuan, stated that this collaboration can contribute to the literacy and inclusion of the financial services sector. Moreover, the savings platform is expected to provide benefits to both parties. Furthermore, 20 percent of respondents admitted that they did not know that PT Pegadaian offers gold savings products. In addition, 30.5 percent of respondents hope for more competitive prices for gold savings products, and 10.3 percent hope for a scheme with free administration fees.
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