Obamacare sign-ups top 16 million for 2023, setting another record.
An insurance shop advertises Obamacare at a shopping center in Miami, Jan. 10, 2023.
President Joe Biden cheered the development in a statement, saying, “Today, we received further proof that our efforts are delivering record-breaking results.”The Biden administration has taken other steps to encourage enrollment in the plans, including increasing advertising and enrollment assistance and providing a longer window for sign-ups than during President Donald Trump’s administration. But it appears the money is mattering more than anything else.
For a family of four earning more than around $110,000, there was no federal assistance available at all, saddling many with extremely high insurance prices. The cheapest plans also often came with high deductibles and a limited selection of doctors.Frustrations with the cost of coverage helped fuel a political backlash to the Affordable Care Act that culminated with an effort by Trump and congressional Republicans to repeal the law in 2017.
“It speaks to the power of free, but also free plans that are actually attractive,” said Cynthia Cox, who directs the Kaiser Family Foundation’s program on the Affordable Care Act. The foundation has been tracking the millions of low-income Americans who were eligible for coverage under the law but remained uninsured. Last year, that number fell substantially, and Cox said it would most likely fall again once new data on the uninsured rate is published.
“That really has become an important and much more stable market,” said Matt Eyles, the president and CEO of AHIP, the insurance industry’s largest trade group.
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