Homes owned by people in this age group tend to be less valuable than those owned by the general population.
Typically, the homes owned by those 65 and older are worth less than those owned by the general population.
“Because the conventional wisdom is that a person should pay off their mortgage before they reach retirement age, I was initially surprised at just how many people in their mid-60s and beyond still had a mortgage,” said Channel. “But when I started to look deeper at the figures and thought about how expensive housing has gotten and how many people simply can’t afford a home until later in life, the numbers started to make a lot of sense.
He added that older homeowners tend to have stronger financial profiles and better credit scores than younger homeowners do, which means that they can qualify for lower rates, which results in lower monthly payments.
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