Americans looking for their first homes will have to sign up for larger monthly payments, buy less desirable homes or step back from the market altogether, economists said
Record growth in home prices has made owning a home less affordable than at any point since the financial crisis.
The median American household would need 32.1% of its income to cover mortgage payments on a median-priced home, according to the Federal Reserve Bank of Atlanta. That is the most since November 2008, when the same outlays would eat up 34.2% of income.
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