Millions of Americans have lost employer-sponsored health care coverage since the coronavirus pandemic hit the U.S., causing a recession and widespread job losses.
Nearly half of all Americans receive their health insurance through their employer. And amid coronavirus layoffs, some states have seen a massive uptick in the number of uninsured adults.According to a report by Families USA, a non-profit public health organization, nine states and the District of Columbia have more than a 30% increase in the number of uninsured from February to May 2020, compared to 2018. Overall, the percentage increase of uninsured in the U.S. is at 21%, with 5.
‘An imperfect safety net’According to a new report from the Urban Institute, more than 10 million Americans are expected to lose employer-sponsored health coverage between April and December 2020. Story continuesThe Kaiser Family Foundation has estimated that at least 27 million Americans so far have lost their employer-sponsored health insurance as a result of layoffs from the coronavirus pandemic.
Options for the uninsuredThose who have lost their health care coverage due to layoffs are eligible for a special enrollment period , which allows them to sign up for health care through the Affordable Care Act outside of open enrollment. Baicker continued: “So if you lost your job because of COVID, you would be able to enroll in a non-group insurance plan because losing your job counts as one of those events that lets you enroll outside of an open enrollment period.”
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