Many Americans will get $1,200 stimulus checks—here's the best way to use it depending on your financial situation (via CNBCMakeIt)
You're out of work or have reduced hours
As for debt, such as a credit card balance or car payment, it's important to pay at least the minimum on your balance. Otherwise, you may owe fees and extra interest, and your credit score could be negatively impacted. If you have money left over after covering your necessities and minimum payments, start chipping away at the rest of your debts, especially anything with a high interest rate.
Don't use it on any discretionary spending, including entertainment, electronics or anything else you don't truly need, Crane says. "If you have enough cash on hand for now, save it for later. During these uncertain times, if you think you may lose your income, hunker down and immediately cut all discretionary spending."If your emergency fund is fully stocked with three to six months' worth of expenses, use the check to start saving toward other goals.
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