Major change to debt rules means thousands could slash repayments as cost of living bites
Debt charity StepChange said: "The rising cost of living has increased the risk that IVAs could fail if people can no longer afford the payments.
However, it's worth bearing in mind, that when an IVA firm reduces your payments, it often extends the arrangement to make up for it. "Some people may be able to get considerably lower payments, and others who are only making low payments at the moment, may be helped if their IVA firm agrees to their IVA being completed without them having to make any further payments."To be considered for a reduction, you'll need to ask your IVA firm for a review - these are usually done annually but you can ask for one sooner.
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