Families could get cash payments of £200 or more through the Household Support Fund amid the cost of living crisis
Families struggling with the rising cost of living could be entitled to payments from the Household Support Fund . Including a £200 payout from one of the latest councils to offer help. The HSF is a government scheme that provides funding to councils to help low-income residents in their area with vital costs such as food and fuel.
Wolverhampton council is one of the latest to announce support and is offering payments of up to £200 to families. Eligible applicants have to apply for the Fund through their local council, each of which sets out its eligibility criteria and how it intends to spend the money.Ensuring the most vulnerable households in England continue to get help with the cost of essentials like food and energy. pic.twitter.com/eH3fKv5baAHow can I get Household Support Fund help? Many councils across England are offering support through the Household Support Fund.
There are also top tips from the Money Saving Expert, Martin Lewis, as well as brilliant ideas for saving money on everything from your weekly shop, to that well-deserved holiday. Currently, parents or carers who claim Child Benefit receive £24 per week for the first child and £15.90 per week, per child for any younger children.
Photo credit : Shutterstock Is Guardian’s Allowance increasing too? Guardian’s Allowance – a benefit paid to those bringing up a child whose parents have died – will also increase by 6.7% on 6 April 2024. It is usually paid every four weeks and is on top of Child Benefit.From 6 April 2024 Guardian’s Allowance payments will rise to:
To get the benefit, you should be contributing at least the same amount as Child Benefit to caring for the child you’re responsible for. Costs include food, living costs and pocket money. The charge is currently paid via Self-Assessment – the system which HMRC uses to collect income tax from people who have their own business or other sources of income.Mum sparks a debate asking if she should save her child benefit to give kids laterIt might sound too good to be true but Aldi is recruiting shoppers to try its wine – for free.
All they need to do in exchange is post an honest review of the wine on their social media channels using the hashtag #AldiWineClub. Entries are open now and you have until 4 March to apply. Winners will be contacted within seven days after this date. 1. See: ‘The colour will give an indication of the style of wine says Sam. ‘A deep red will suggest youth and a full-bodied wine, while a pale colour will propose it is lighter and juicier.’
5. Savour: This tip is probably our favourite. ‘Now relax, savour those deep flavours that are developing in your mouth and enjoy!’CHAT: With other parents in our forumLow-income families could get up to £2,000 in extra cash to help pay for school uniforms, the weekly food shop and other essential bills – and it’s simple to check if you’re eligible for the assistance.
The search tool – which contains 1,400 grants and support schemes – helps households look for grants they may be able to apply for and guides them through the process of doing so. What grants are available? While grants are tailored to each individual’s circumstances, one user said they were eligible for a £1,000 Grocery Aid grant they were able to use to pay the costs of moving home.They added:
The Department for Work and Pensions has confirmed there will be a change to Child Benefit payment dates for many this week. The change is because of the Easter Bank Holiday weekend. Easter 2024 falls between 29 March and 1 April this year, giving millions of workers across the UK an extra couple of days off.
Likewise, any families due a payment which would normally fall on Saturday 30 March or Sunday 31 March 2024 will also be paid on Thursday 28 March 2024. However, those who are due a payment before or after the Easter period won’t see a change to their payment dates. The money is paid directly into your bank account every four weeks. If you’re a single parent or receiving certain benefits, you can ask to have it paid weekly instead.From early April 2024, the rates will rise to:See how much Universal Credit YOU will get after April’s increase
Steph, a single mum of four, enrolled on a training course and has been supported back into work by #UniversalCreditChildcare pic.twitter.com/VmuODgk2NdHow much extra Universal Credit will I get? Around 5.5 million families in the UK who claim Universal Credit will be £470 better off a year, or £39 better off a month.
Who is eligible for Universal Credit? You may be able to get Universal Credit if you’re on a low income or need help with your living costs. Other benefits set to increase As well as Universal Credit, Child Benefit will also be increasing in April. What is the bank account switching bonus? The bank account switching bonus involves switching your current account to a new bank – many banks offer sign-up bonuses in the £100s for doing so.
You must then use the Current Account Switch Service , which will close your old account and move all your payees, direct debits and money over to the new bank. I was told the switching bonus cash would come through within 28 days but actually it was more like two or three. This has made life easy – for example, I don’t need to tell my friends or my employer I have new payment details every few months .
So be especially wary if you’re in the process of buying a house or any other big purchase as you’re often asked how long you’ve been with your bank. ‘The government will introduce new passport fees’ Announcing the passport price increase, the Home Office said: ‘The government will introduce new passport fees for all applications on 11 April 2024.’
Passports are usually issued within three weeks but the government advises applying or renewing as early as possible so it comes in time for any summer holidays. The DWP has already paid more than 7.6 million payments to families, out of the 8.2m million total households expecting payments.Millions to receive £299 This round of payments will be sent out to those claiming working tax credit and child tax credit and will land in recipients’ bank accounts any day from this Friday to 22 February.
The payments are given to anyone who claims certain eligible benefits including Universal Credit and tax credits. If you are eligible, you will be paid automatically into the bank account where you receive your benefits. In a written response she said: ‘There are currently no plans to extend the cost of living payments beyond the spring.’
Plus, discover Money Saving Expert Martin Lewis‘s top tips on everything from switching bank accounts, energy bills, unmissable deals and more. Many working parents are diversifying their income and looking for a side-hustle to run alongside their regular job. Fancy generating some extra cash but not sure where to start? Here are some money generating ideas for parents…
Dan adds that if you’re able to dedicate a couple of hours a day to decluttering and selling items, you could start earning a notable amount. ‘The best part about this side hustle is that it’s not just one hit, it’s a regular cash stream that you can turn on and off depending on how busy you are,’ says Dan.
‘You can expect to earn £15 to £30 an hour,’ he continues. ‘These roles are flexible and you can work around the children and other commitments. ‘Searches for online focus groups increased by 184 per cent last year,’ says Dan, ‘and I meet parents up and down the country who find this side hustle fun, and relatively easy to top up their monthly income.’
‘There are millions of spaces up and down the country that could be rented out and can earn you, on average, £200 a month.’ says Dan. ‘The benefits are that it is quick and easy. The time it takes to set up is minimal, especially if you have regular long-term renters. We’re looking for parents – and parents-to-be – to try everything from air fryers and beauty products to toys and household gadgets.
Martin advised: ‘So if you were just about to make a mortgage application or do something really important, credit wise, I wouldn’t do this in the three to six months before that. ‘But the whole point is right now there are four banks who are willing to pay you, bribe you legally if you like, to switch, so if you feel just my bank is neither good nor bad, then you may as well get paid to switch you may as well make money from it.’
Calling it a ‘pretty seamless process’, Martin added that the CASS ‘move your balance over for you. They move standing orders over for you’. Martin advises: ‘So NatWest RBS is the top pay – it gives you £200 pounds to switch so £200 quid in your hand, which will be very useful for many people. Low-income families could be in line for an extra cash boost they may not even know they can apply for – worth up to £812. The Department for Work and Pensions makes one-off payments to certain households who are struggling to pay for essentials, through a one-off interest-free loan.
Instead, people on Universal Credit can apply for a Budgeting Advance – we’ve explained the difference below. It’s interest-free, which means you’ll only have to pay back what you borrow. You’ll normally have to repay the loan within two years. The Budgeting Advance is an interest-free loan you can apply for if you’re getting Universal Credit, rather than for anyone on the above benefits.The amounts you’ll get are the same as the Budgeting Loan and will be repaid via your Universal Credit benefit.
‘To help make such loans more affordable, I’ve decided to increase the repayment period from 12 months to 24 months.’Martin Lewis’ 3 step guide that could save hundreds on your phone bill But when is the best time to go yellow sticker shopping? Well… yellow stickers are available nearly all day every day in its designated sections, but the amount it’s reduced goes up the closer it gets to the end of the day.
For example, if you’re looking for cotton buds, both the beauty aisle and baby aisle have them, despite them being the same item. The world foods aisle item works out at 8.5p per 10g. The Schwartz item works out at 54p per 10g – a huge 6x more expensive gram for gram!
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