“We looked really closely at our insurance and we saw, oh my God, Aetna covers fertility procedures. But then when we read the fine print, we saw – wait a minute, this coverage is only for people having heterosexual sex.”
Emma Goidel and Ilana Caplan of New York City used assisted reproductive technology to get pregnancy with their one-year-old son, Avi.For Emma Goidel and Ilana Caplan, building a family using assisted reproductive technology was never going to be easy, but the couple says they never imagined the financial costs they’d face simply because of who they are.
Goidel and Caplan spent nearly $50,000 of savings to have their son Avi, who is a year old. None of the expenses for IUI or IVF were reimbursed by the insurer, Aetna, they say. “We've always wanted to have kids. We knew when we got married that we wanted to have a family,” said Goidel, 33, who wed Caplan, 33, in 2017.
“My partner can’t get me pregnant. Whether that’s because she doesn’t have the gametes or something’s going on internally with me. No one makes that distinction when you’re a straight couple,” Goidel said. Corey Briskin, 34, and Nicholas Maggipinto, 37, of Brooklyn, New York, say neither their health insurance nor Briskin’s employer, the City of New York, would cover any costs of fertility treatment needed to get a surrogate pregnant.
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