It’s a good time to take stock of fees, consolidate accounts
You may not be able to control inflation, the path of the economy, or the direction of financial markets, but there are many areas where a little attention can reap great benefits.The Biden Administration has called for companies to end “junk fees,” which are designed either to confuse or deceive consumers.
Start with areas where the fees are most expensive, like banking, where you can often limit fees by consolidating accounts and using direct deposit. Next, examine your cell phone bill and see if there is a lower rate plan available with your current provider or see if a move to a cheaper provider makes sense. Finally, review all streaming services and cancel those subscriptions that you don’t really use.More and more workers are changing jobs frequently, leaving a slew of orphaned retirement accounts in their wake. Try to combine all like accounts into one place.
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