You can always cancel it later, but you can't go back and find a new life insurance policy at a lower rate
Life insurance costs typically rise with age, so locking in a policy now will get you the lowest possible rate. Even if you don't have dependents today, signing up for life insurance early can save you hundreds of dollars per year on premiums compared to waiting. You can always cancel an unneeded policy, but you can't go back in time and sign up with lower rates.
Life insurance costs typically rise with age, so locking in a policy now will get you the lowest possible rate. Even if you don't have dependents today, signing up for life insurance early can save you hundreds of dollars per year on premiums compared to waiting. You can always cancel an unneeded policy, but you can't go back in time and sign up with lower rates.
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