'Any narrative that suggests that folks can save tens of thousands of dollars if they're savvy enough, or frugal enough, or responsible enough is a lie' writes BlkGrlBrilliant
Nevertheless, I was offered a salary of $77,000, and during negotiations, I pressed my luck further and asked for $90,000 knowing that they wouldn't go that high. They countered with an $82,000 salary plus a signing bonus of $8,000, which I didn't even know was an option on the table. Again: luck. My bonus was supposed to be included in my first paycheck once I officially start next month, but I asked if they could give it to me ahead of schedule, and once more, luckily, they said yes.
Thousands of dollars in expenses — rent, groceries, internet, electricity, gas — evaporated or steeply diminished overnight. The CARES Act put my monthly student loan payments into forbearance, so now I don't have to pay until the fall. It also provided me with a one-time economic stimulus check of $1,200.
You shouldn't have to be lucky to become financially stable. Hard work should be enough, but it's not. The fact that that's the case is a damning reflection of the myth of American meritocracy, and underscores that we need to change how we value, pay, and support workers in all professions. The system is rigged to make the rich richer and the poor poorer. The majority of American workers are employed by companies that use a traditional capitalist model of labor, under which CEOs and executives make millions, if not billions, while paying warehouse stockers, grocery store clerks, and waiters less than $15 an hour.
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