“You just have to realize you’re taking a leap of faith into the unknown, and you just have to go with it.” Kris Cunningham never expected to be living in Panama — now she's retired comfortably there for $1,200/month:
Kris Cunningham never expected to be living in Panama. When her husband, Joel, started talking about retiring to Central America, “I thought he had lost his mind.” She didn’t have a passport and had never been abroad.
“We were just working to keep our heads above water” while she counted down the days until she could claim Social Security at 62, she recalled. The budget In Florida, the couple was spending $3,000 a month on just the basics, never mind clothes and restaurant meals. In David, it’s between $1,100 and $1,200. Extra costs are minimal; they’re not big restaurant goers, so it’s mainly flights back to the U.S.
A basic, good Panamanian lunch costs about $4, she says, while the nearby fancy Italian restaurant could be $40 per person. Their favorite restaurant costs no more than $10 apiece. The $45 she recently paid in the U.S. for a meal for four of three hamburgers, chicken nuggets and something to drink would cost half that or less in Panama, she said.
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