Jenny Blyth is concerned about her future as she is finding it difficult to put money aside in her pension
Jenny Blyth is putting aside what she can into her pension – but is worried it is not enough Jenny Blyth is worried about the future. Although the 37 year old has run her own business, Storm in a Teacup Gifts, since 2014, her business income varies.With her income unstable, Jenny is taking on a second job as an exam invigilator from May, at an hourly rate of £13.50. Although this will boost her income, she’ll be classified as self-employed so won’t get any pension with this role.
“I simply cannot add a decent sum to both my savings account and my pension pot at the same time. It’s not possible at the moment”.Their weekly food shop has risen from around £40 a week to between £55 to £60 the last year or so. Their energy bills have also jumped from £111 to £148 per month and a recent home insurance renewal quote came in £500 higher than a year ago.
“I’m fortunate to have support from my family, but at 37 it makes me feel totally inadequate. So much is expected of my generation, yet we are facing constant battles, including recession, a pandemic and the cost-of-living crisis.” “Under current plans, I’ll need to be 68 before I can claim my state pension. I think it’s more likely to be 70 by the time I get there. The current state pension is around £10,600 a year, which is clearly not enough to live on. If we are going to see prices in all aspects of life continue rising, then the state pension needs to reflect that. It’s a disgrace.”
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