'As I had grown up, my worldview had changed — so why was my main financial mentor still the same person I had looked to when I was 16?'
I also want to invest more than 15% of my income for retirement, and I haven't decidedI don't necessarily think Ramsey's Baby Steps are bad advice. But I'm coming to terms with the fact that they aren't the end-all, be-all guidelines for financial success, which was the message I personally took away from my finance classes in high school.
Ramsey's discouragement from doing what everyone else is doing also appealed to my high school social group. As Christian teens, we were taught that the world would be full of temptation, and we'd have to resist the urge to sin. Just because everyone else was doing something didn't mean we should do it. On the contrary, it probably meant we shouldn't.
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