Ms Ong YL, a volunteer who helps the elderly, including those who need long-term care, shares why she decided to remain enrolled in CareShield Life, a national long-term care insurance scheme for Singaporeans. Read more at straitstimes.com.
Since Ms Ong YL started volunteering with the Silver Generation Office in 2017, she has seen how a lack of financial preparation for long-term care needs due to severe disability has burdened some seniors and their families.
Compared to the ElderShield insurance scheme, which the Government introduced in 2002 to defray the cost of long-term care for the severely disabled, CareShield Life is an enhanced scheme that provides better protection, through higher, lifetime payouts. “I have a husband and a son, and I don’t want to be a financial burden on them if something happens to me and I become severely disabled. At least with CareShield Life, I know that there will be monthly cash payouts for my basic long-term care needs if it becomes necessary.”
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