'High earner, not rich yet': How to tell if you're a 'Henry,' based on your salary, savings, and lifestyle
While there are certain markers to identify Henrys, such as earning over $100,000, they're ultimately defined by how they live their life: They have a comfortable lifestyle above their means and struggle to balance it with saving for the future. It's a combination of habits that puts them on a slow path to building wealth and leaves them feeling financially strapped.Henrys are typically individuals earning over $100,000 or couples earning over $150,000, according to Malani.
He added that it's the feeling of knowing you haven't done the planning or saving — that you could be doing more.While the typical Henry is a millennial, there is no age limit. Henrys work across a range of industries, but Drucker sees a lot of clients in the tech and creative or advertising industries.Malani said the industries Henrys work in range vastly, from software engineering and digital marketing to architecture and journalism. She's also worked with small-business owners and Instagram influencers.
Consider this: Malani helps clients make a plan to save 20% of their salary — if they don't have debt. On that guidance, a client earning $100,000 every year should be saving almost $20,000With that perspective, a Henry's total savings of $20,000 is actually not so hefty after all.
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