We've put together a guide to help you navigate the sometimes confusing waters of buying used electronics on eBay.
The site takes your max bid and holds it, but all it puts into the actual auction is a bid that's 50 cents more than whatever the current highest bid is. But then that other high bidder may have entered a higher total bid than was shown, so eBay bumps their price up. Then your eBay robot responds, and so on, going back and forth until someone hits their max bid. If it's the other bidder, you win.
Just about every device has some quirk you want to check. For example, digital cameras are rated for a certain number of shutter triggers before the shutter mechanism will need to be replaced. Look up the rating for the camera you're interested in, and then look at shutter count when consider eBay listings for that camera. Similarly, camera lenses can get fungus in them, and the shutter blades can be oily. Ask the seller about these things before you buy.
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