Carole says it is possible to manage on the state pension alone, but that there is no space for luxuries and the rising cost of living has made social events more difficult
People with limited savings like Carole should receive extra support beyond the state pension through other benefits and allowances
Carole retired around 14 years ago, after a career working in offices and teaching private electronic keyboard and organ lessons at her home. She enjoys walking, reading, listening to music and free audiobook downloads. “I try to keep some of my income aside for a rainy day fund or in case of an unexpected cost. I have a bit of a cushion but money is always on my mind. The dog recently had to go to the vet and that cost a lot. She is insured but you have to pay an excess,” she adds.
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