What you need to know about the FDIC
It generates its income from premiums that banks and savings associations pay for deposit insurance coverage.How does FDIC deposit insurance work?
When a bank fails, depositors are made whole by the FDIC insurance fund, which is funded by a levy on bank deposits.There are workarounds that allow depositors to effectively buy additional FDIC insurance, as Axios' Felix SalmonOn Sunday, Treasury, the FDIC, and the Fed jointly announced the FDIC would protect all deposits from both SVB and Signature Bank.
Deposit insurance is calculated dollar-for-dollar, principal plus any interest accrued or due to the depositor, through the date of default, per the
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