Whether you’re just getting started or trying to level up your strategy, here are seven tips for how couples can work together to earn points and miles.
Collecting travel points and miles on your own can be rewarding. However, you can potentially double your earning power — and opportunities to get cheaper hotel rooms and flights — by entering two-player mode.
1. Set goals from the start If you’re reading this, odds are that you’re more excited about points and miles than your spouse. If that’s the case, don’t start by handing them a stack of credit cards with instructions on which card to use and where. Instead, start by talking with your partner about your shared travel goals.
3. Get out of credit card debt While this may seem obvious, it’s often glossed over in discussions of earning rewards. The first step to any points and miles strategy is to pay off outstanding credit card debt. Read: Banks are raking in billions from overdraft fees, despite stricter regulations. Now for the good news.
This may not be the trip of your dreams quite yet. However, even a short trip can confirm that the hassle is worth it. Just make sure that this trip won’t hold you back from your larger goals.5. Be deliberate about when you add authorized user cards Don’t automatically add your spouse as an authorized user when you apply for a new card. It may make them ineligible to open new cards if they’ve already opened several new cards over the past two years.
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