Experts say prices for term insurance are holding steady, even among a rise in applications
Life insurance is still very much available, and three experts from three different life insurance agencies report an uptick in policy applications in March 2020., says its products aren't changing. "If you're a healthy young person and you're applying for life insurance, your rates shouldn't be changed due to this coronavirus," she said. "The underwriting process is the same if you were to apply today as if you were to apply two months ago.
Generally, these medical exams are done by paramedical examiners, also called parameds. These professionals are different from the registered nurses working in hospitals and emergency rooms. Oftentimes, medical exams are conducted in your home or office, without a trip to a doctor's office or hospital.
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