The insurance company refused a settlement offer, saying the woman's claim did not occur because of normal use of the vehicle, according to court documents.
By Margaret StaffordGeico could be required to pay a Missouri woman $5.2 million because she said she contracted a sexually transmitted disease while having sex in the car of a man who is insured by the company.
A three-judge panel of the Missouri Court of Appeals on Tuesday upheld a Jackson County Court's decision affirming an arbitrator's finding that the woman was entitled to the award. However, Maryland-based Geico has filed a federal lawsuit arguing the woman's claim is not covered by the man's insurance policy. The company said in an email Thursday that lawsuit will determine whether “there is coverage in this matter.”
According to court documents, the woman, identified as M.O., and a man, who were in a relationship, had sex in the man's car. She contends she contracted HPV, human papillomavirus, because the man did not tell her he had the disease. HPV can cause cervical cancer, certain other cancers and genital warts.
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